Some Common Questions from High School Students. Can a student receive both Ontario Works and OSAP assistance at the same time? Students can not generally receive both OSAP AND Social Assistance.
Can you get Ontario Works and OSAP?
If you receive financial support through the Ontario Works ( OW ) program, you need to apply for OSAP to help cover both your education and living costs. Single, full-time student getting OSAP : you are not eligible for OW support.
How much income is too much for OSAP?
Your OSAP assessment will take into account any amount of income you earn or receive over $5,600 per term when calculating the amount of OSAP funding you are eligible to receive.
What disqualifies OSAP?
You may not be eligible for OSAP if you: don’t meet the academic progress requirements. have enough financial resources, including other forms of government aid, to cover your expenses allowed by OSAP.
Can I get OSAP for two programs at the same time?
OSAP for Part-Time Students
View the academic year maximums below. Through your part-time application, you’re considered for aid through up to five programs.
Who is not eligible for Ontario Works?
To qualify for Ontario Works assistance in Toronto, you must be: living in Toronto and have status in Canada. aged 18 or over (16/17 if special circumstances exist, such as abuse or if there is no home/financial support available) in financial need (your household doesn’t have enough money to meet basic living expenses
Can I work full time and receive OSAP?
Can I receive OSAP if I work? You can work and get OSAP at the same time. However, keep in mind that you’re only eligible for OSAP if you don’t have enough money to cover your school expenses.
What are the disadvantages of OSAP?
If you don’t repay your OSAP, your loan could be forwarded to a collection agency. As a result, you could become ineligible for future OSAP loans, and your income tax and HST tax refund could be withheld. In addition, interest continues to accrue on the unpaid loan amount.
How can I avoid paying OSAP?
Graduate or leave full-time studies
You have six months after you graduate or leave full-time studies before you need to start repaying your OSAP loan. During this 6-month grace period, you will: not be charged interest on the Ontario portion of your loans.
Is OSAP forgiven after 15 years?
Repayment Assistance Program
After 15 years, any remaining student loan debt is forgiven.
How does OSAP check your income?
The Ministry verifies student income as reported on the OSAP application against income information provided to the Canada Revenue Agency (CRA) by the student.
Will OSAP ever be forgiven?
OSAP Loan Forgiveness Under The Bankruptcy And Insolvency Act. The Bankruptcy And Insolvency Act (BIA) specifies that government-guaranteed student debt is eligible for discharge under certain conditions.
Will OSAP cover my rent?
The important thing to remember about your situatuion: OSAP is not considered income and will not affect your rent. If you have a job or are receiving money from Ontario Works (OW) or Ontario Disability Support Program (ODSP), your rent will be affected because they are considered income.
Can you get second career if you owe OSAP?
A. Yes, Second Career clients are eligible for all OSAP grants and loans. The amount of OSAP assistance a Second Career client may receive is determined through a financial needs assessment, which takes into account factors such as the student’s resources and educational costs.
How do I get more money from OSAP?
Requesting a change to your OSAP funding is called an OSAP Appeal. Below, you’ll find some common appeal forms for students who are in need of additional funding through OSAP.
How many years of school does OSAP cover?
A student in a 1-year certificate program can receive a maximum of 2 years of Full-Time assistance. A student in a 2-year diploma program can receive a maximum of 3 years of Full-Time OSAP assistance. A student in a 4-year diploma program can received a maximum of 5 years of Full-Time OSAP assistance.
What is the maximum income to qualify for Ontario Works?
$10,000 for a single person. $15,000 for a couple. an additional $500 for each dependant.
Can you be denied Ontario Works?
Sometimes when you file an application for social assistance through Ontario Works, you don’t qualify to receive any money. You should receive a letter saying why you’re not eligible, and you have a right to appeal the decision.
How much money can you make while on Ontario Works?
After you have been receiving Ontario Works for three months in a row, you can earn up to $200.00 a month without having your financial assistance reduced. For every $1.00 you earn after that, Ontario Works will deduct $0.50 from the amount of money you receive from us.
Do I have to pay back Ontario Works?
If you have received Ontario Works or Social Housing benefits and have been overpaid, you will receive a letter from the City. This letter represents the amount that you were overpaid and need to pay back. If you currently receive Ontario Works, call 3-1-1, then 4 for Social Services or contact your caseworker.
How many hours can a full time student work in Ontario?
You can work up to 20 hours per week. Working more than 20 hours per week is a violation of your study permit conditions. You can lose your student status for doing this, and may not be approved for a study or work permit in the future.