Author: Muriel Schmidt

In Canada, each province and territory defines the legal drinking age. This regulates who can purchase, possess, consume and supply alcohol. Does Health Canada regulate alcohol? At the federal level, Health Canada regulates alcohol under the regulations for food, through the Food and Drugs Act (FDA) and the Food and Drug Regulations (FDR). Why is […]

Telephone Consumer Protection Act (TCPA) Under the TCPA, companies may not send messages to consumers without their consent. Even if an individual provides their phone number or has a long-standing relationship with the business, the company cannot text the individual if they have not granted written consent. Do you need permission to text a customer? […]

Provincially, New Brunswick recently lost out as the most affordable province in Canada. (Saskatchewan now holds that designation.) The average home price in New Brunswick shot up nearly $142,000 in the last three years. Where is the cheapest place to live in Canada? 1. Trois-Rivières, Québec. For renters, Trois-Rivières is probably one of the least […]

There were 44,842 acres of fresh apples cultivated in 2021, the third straight year of increase, though down by nearly a third (-32.6%) from the 66,515 acres cultivated in 2000. Nationwide, the 2021 Census of Agriculture counted 7,101 fruit and tree nut farms (including apple orchards and farms producing other fruits). Which province in Canada […]

Since there is no universal way of reporting credit between countries, newcomers to Canada start with a credit score of zero. A good credit score is essential to securing a mortgage, a car loan, or even renting an apartment, so you need to start building credit as soon as you arrive. What credit score do […]

Your retirement financial checklist Update your budget as a retiree. Decide when to apply for public pension benefits. Consider the tax credits you may be eligible for. Review and update your insurance coverage to make sure it meets your current and future needs. How much do you need to comfortably retire in Canada? If you […]

The Canada Revenue Agency will only accept one return per tax year. Once you’ve filed your return (mistakes and all), you can’t file a new one. But you can correct the original by way of an adjustment. You must wait until you have received your Notice of Assessment before submitting any adjustment requests. What happens […]

MEDICAL CATEGORY 3: This category applies to the issue or revalidation of Student Pilot Permit, Helicopters, Gyroplane, Balloon, Pilot Permit, Gyroplane, Private Pilot Licence – Aeroplane, Helicopter Pilot Licence, Flight Instructor Rating, Glider, Ultra-light Aeroplanes. What is a Category 3 medical test? A Category 3 Rail Medical, often referred to as a CAT 3 Medical, […]

The most common pests in Canada are the house mouse, but other pests such as rats, cockroaches, and spiders also threaten homeowners. Some of the most common pests that a homeowner can find in their house: Rats. Cockroaches. Spiders. Mice. What bugs are common in Canada? Common Pests In Canada Ants. Ants are small in […]

In simple terms, the luxury tax applies to cars and private aircraft that cost more than $100,000 and to boats or yachts of over $250,000. The tax payable is 10 per cent of the total retail cost, or 20 per cent of the amount by which the cost exceeds the price threshold, whichever is lower. […]