What Is The Apple Card? The Apple Card is the tech company’s version of a credit card and is designed to be used with Apple devices. Cardholders can access their card information on their iPhones, iPads, Mac computers, and Apple watches. Approval for the card takes less than two minutes and does not impact your credit.
Is Apple Card offered in Canada?
Apple Card is available only in the U.S. Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch.
What is an Apple Card used for?
Apple Card gives you unlimited 3% Daily Cash back on everything you buy at Apple — whether it’s a new Mac, an iPhone case, games from the App Store, or even a service like Apple Music or Apple TV+.
What bank is under Apple Card?
Goldman Sachs Bank USA, Salt Lake City Branch is the issuer of Apple Card.
Is Apple Card really worth it?
ValuePenguin’s verdict: Great card for those who buy Apple products and those paying down debt. For those who buy a lot of Apple products and regularly use Apple Pay, the Apple Credit Card is a no-brainer. The 3% cash back on Apple products and the 2% cash back on transactions made using Apple Pay can add up.
How much is Canada Apple Card?
Get instant access to Canada iTunes content using an iTunes gift card. The iTunes Canada Card is available from $10-100 CAD.
Is Apple Card a bank card?
Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. Variable APRs range from 13.99% to 24.99% based on creditworthiness. Rates as of October 1, 2022.
What is the downside of Apple Card?
Cons. Low 1% cash back rate on purchases made outside of Apple or Apple Pay. Requires Apple hardware and Apple Pay. No welcome bonus.
Is Apple Card linked to bank account?
Apple Card users will be able to easily set up and manage Savings directly in their Apple Card in Wallet. To expand Savings even further, users can also deposit additional funds into their Savings account through a linked bank account, or from their Apple Cash balance.
How much is Apple credit card limit?
The limits are determined by the cardholder’s credit score, credit age, and income at the time of application. Cardholders have reported credit limits as low as $50 and as high as $15,000. An Apple Card may be shared using Apple Card Family.
Is it hard to get an Apple Card?
Yes, it is hard to get the Apple Card because it requires at least good credit for approval. Unless your credit score is 700 or higher and you have a lot of income, it will be difficult for you to get approved for the Apple Card.
What credit do you need for Apple Card?
What credit score do you need for the Apple Card? According to Apple, customers with a credit score lower than 600 might not be approved for the Apple Card. This means that some applicants with fair credit (scores ranging from 580 to 669) might be accepted for the Apple Card, while others might be declined.
Who is approved for Apple Card?
To be eligible to apply for Apple Card, you must be 18 years old or older, depending on where you live. You must be a U.S. citizen or a lawful resident with a valid, physical U.S. address that’s not a P.O. Box. You can also use a military address. Your device must be compatible with Apple Pay.
Does Apple Card hurt your credit?
You can apply for an Apple Card without affecting your credit score. It’s only when your application is approved, and you accept the card’s terms and conditions, that a hard inquiry is made, which then may impact your credit score.
Is it hard to cancel Apple Card?
To cancel your Apple Card, contact an Apple Card Specialist at 1-877-255-5923. You can also cancel your Apple Card through the Wallet app on your Apple device, by tapping “Apple Card” then “Message” to start chatting with a specialist.
What are the pros and cons of the Apple Card?
Apple Card Pros & Cons
| Pros | Cons |
|---|---|
| Strong security features No fees Physical credit card available Various spending management features | Must use Apple Pay for the best rewards earnings |
How do I get a Apple Card in Canada?
How to get a titanium Apple Card
- On your iPhone, open the Wallet app and tap Apple Card.
- Tap the More button , then tap Card Details .
- Scroll down and tap Get a Titanium Apple Card.
- Follow the instructions on your screen.
Can I get an Apple Card if I live in Canada?
Interest-free Apple products
And, so does Apple. So, it allows Apple Card holders to set up monthly payments on their Apple products and pay no interest. You can do this via their Apple Card Monthly Installments, or ACMI. It’s important to keep in mind that as of right now, this is only available in the United States.
Is Apple cheap in Canada?
In fact, the iPhone 14 price in these countries is almost close to the US price. —The iPhone 14 is available at a much lower price in Canada when compared to the Indian market.
Is Apple Card worth it 2022?
While the card does feature interest-free financing options for multiple Apple-branded devices and accessories, there’s no introductory APR offer on other kinds of purchases. The ongoing APR is 13.24%-24.24%, Variable (as of September 2022). This is not an ideal card if you need to carry a balance.
Is Apple Card like a Visa?
The Apple Card is an Apple-branded credit card from MasterCard. Unlike the current Barclaycard Visa with Apple Rewards, which is a partner card, the Apple Card is owned and operated by Apple.